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A Brief Discussion on Public Liability Insurance

Although some people may regret that it is the case, the reality of modern life is that we live in an ever more litigious society. Things in the past that may have been dismissed as sheer misfortune might now be seen by the affected parties as a possible cause for legal action. That is why […]

Benefit Changes Impact on Rent Arrears

One of the areas chosen as a test bed for the government’s planned benefits reform package is reporting a sevenfold increase in rent arrears for the period concerned, according to BBC News*. The reforms generating the problems are part of the government’s move towards a universal credit benefits system.  Essentially, this comprises a desire to […]

Web searches outperform TV advertising when buying insurance

A study* by internet marketing specialists Speedie Consultants reveals that 46% of the general public find the insurance they need by using a search engine. “This” says Jason Hulott from the company “highlights that getting search engine rankings has a better return on investment – and is a more cost-effective way of advertising.” In answer […]

The Basic Principles of Public Liability Insurance

This type of cover occasionally causes some confusion in terms of understanding just what circumstances might lead to it being required. In practice, public liability insurance might be something that saves you from financial ruin. To understand more, you might want to read some of the following key points: if someone is injured or has […]

The Background Economy and Landlord Insurance

A BBC News report* has just confirmed that retail sales in the month of January 2013 have soared and are the highest since the same month in 2011. By any standards, this is good news and may be an indication that the economy is starting to perform rather better than some people had predicted. Oddly […]

Can You Afford to do Without Public Liability Insurance?

For some businesses this question may not have any relevance, as there may be a legal requirement to have this sort of cover. This might be the case in situations where your business is supplying goods and services to your customers. If you do no operate in these particular business segments though, you may be […]

Christmas – It wasn’t Festive Cheer for Everyone

Official statistics reported by the BBC* indicate that December appears to have been, yet again, a challenge for many tenants and landlords alike. The tendency for people to overspend during the festive season and as a result struggle to meet their bills is hardly revolutionary news. Landlords will be very familiar with the tendency of […]

Crash for Cash Scams & Organised Crime

A recent report by the Insurance Fraud Bureau “Crash for Cash Putting the Brakes on Fraud” says one in every seven personal injury claims – 69,500 in total – are linked  to organised crime.  The report states that there are currently about 40 criminal gangs under investigation across the UK.  Money is made by submitting exaggerated claims […]

OFT Probe Sparks Calls for Admiral to Reveal Income Streams

Admiral is facing renewed pressure to reveal its ancillary income sources following yesterday’s announcement that the Office of Fair Trading is to probe credit hire and legal products. Shore Capital analyst Eamonn Flanagan said: “Indeed, we believe that income from credit hire and legal expenses products are a major feature of this profit source for […]

Entire Swinton Insurance Executive Board Sacked

All of Swinton’s executive board has been fired with immediate effect by parent company Covea over concerns surrounding a performance-related share scheme. The board of French insurer Covea confirmed that a new executive board at Swinton had been appointed to “ensure the continued smooth running of the company” along with the senior management team. In […]