Unoccupied Commercial Property Insurance

We are pleased to announce that we now have a brand new scheme for unoccupied commercial property insurance.  This is an ideal product for vacant public houses, shops, restaurants and industrial units. For more information and to get a quote click here >>

Escape of water advice for the winter

The UK weather is very unpredictable and so far it’s been a mild winter, but now the temperature has dropped, it’s important to keep pipes protected from the cold. That’s because burst pipes, caused by water freezing and expanding, account for the majority of escape of water claims we receive every winter. To help your […]

Tenant’s Illegal Activities and Landlord’s Exposure

Illegal activities and organised crime has recently become a contentious topic in the property industry. New challenges are in store for landlords, where they must report any suspected criminal activity within their let properties, as per the Bill passed in the Queen’s Speech, June 2014. The new legislation puts a greater responsibility on landlords as […]

Useful Advice for Owners of Unoccupied Properties

Weather Related Advice If the water cannot be turned off at the mains, the heating should operate continuously at a low temperature. This will help avoid burst pipes. Lag pipes wherever possible to avoid any freezing. Fencing should be secure and any remaining garden furniture stored away. Any signs of weather damage (such as missing […]

No Employers Liability Insurance is not an Option

Employers should be mindful of not being in breach of Section 1(1) of the Employers’ Liability (Compulsory Insurance) Act 1969. This section of the act makes it a legal requirement for businesses who have employees to hold Compulsory Employers Liability Insurance.  The cover indemnifies employers against claims by employees for following bodily injury or disease at work.  It follows therefore that employees are thus protected […]

The Value of Using a Broker

An item on BBC Radio 4’s Money Box programme last Sunday focused on two homeowners who had seen their quoted renewal premiums increase dramatically, in one case by nearly 300%, because the flood risk to their homes had been incorrectly re-assessed by their insurers.  It also highlighted changes to the flood information on the Environment Agency website […]

Christmas & New Year Opening Hours

During the holiday season, our opening hours are as follows: Tuesday 24th December 2013 9.30 am – 1.00 pm Wednesday 25th December 2013 Closed Thursday 26th December 2013 Closed Friday 27th December 2013 9.30 am – 1.00 pm Monday 30th December 2013 9.30 am – 1.00 pm Tuesday 31st December 2013 9.30 am – 1.00 pm Wednesday […]

Commercial Property Market Improving

Commercial property market picks up in UK and Europe A series of surveys have suggested a number of commercial property markets in Europe are on the up. Property investors across Britain and Europe will have spent much of the last few years surveying a distinctly gloomy landscape, after the bubble burst in 2007 and the […]

Landlords – Are Your Liabilities Covered?

Landlords liability insurance is vital to ensure property owners are not ruined through lawsuits if a tenant or one of their visitors should have an accident in the property. As a landlord, there will be some areas where you will be legally liable, which confers a number of responsibilities and also means there are some […]

Buy to Let – Has the Bubble Burst?

Buy-to-let was a boom sector in the years before 2007 but suffered when the credit crunch hit and mortgage finance dwindled. Which way is the market going now? Buy-to-let is a sector that has bounced back strongly in recent months, alongside the overall property market. However, just like the wider property sector, questions are now […]