Landlords Insurance
At Clover Insurance Services we have excellent
Buy to Let Insurance
policies for
landlords who wish to insure their rented properties.
Our Landlords Insurance
policies are a combination of covers packaged
together by Specialist Insurers to provide
Landlords with the essential components to ensure that their
investment is properly protected. |
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Landlords Insurance cover
can be arranged for residential let properties
which are rented to all types of tenants
including: Professional people,
families, DSS Housing Benefit recipients, Local
Authority tenants, Housing Associations, Students, Asylum Seekers etc
Why do I need Landlords
Insurance?
If when renting out your property you are asking yourself, "Do I need
Landlords Insurance?" Bear in mind that you cannot use your
standard household insurance. Such policies are designed solely for
owner occupied properties and thereby will provide no protection
against any losses which might occur. As a Landlord your liabilities,
obligations and requirements change significantly. Consequently you will
need a specialist policy to cater for this. For example, you have a duty
of care to your tenants as well as the public as a landlord in the event
that injury or damage is caused to them arising from your ownership of
the property for which you are responsible. Furthermore, should an
insured peril cause the property to become uninhabitable, most standard
tenancy agreements provide that rent is not payable under these
circumstances. In such cases you will need loss of rent cover, something
which standard household polices do not provide.
All types of Landlords require
insurance for their properties. From the
Investor who owns a single small flat, to the
entrepreneur who controls a large portfolio of property, the
chances are that a significant amount of capital is tied up in
the property, and that a certain amount of income is expected.
Landlord insurance protects you
against losing your capital investment and
and essential source of revenue.
Our Landlords Insurance
policies have been developed to specifically address the needs
of landlords, whether it's a furnished
or unfurnished property you're looking to insure, or you just
want to cover the building itself. Whether you own the rented
property outright or have a buy-to-let mortgage, find out if we
can give you a better deal on landlord buildings and contents
insurance. You can compare Buy to Let
Insurance quotes today from our
panel of reputable insurers by clicking on the image
above. Of course, there are many more benefits to
Buy-to-Let
Landlords
Insurance and Clover
Insurance Services can provide cover for a comprehensive
range of properties catering for all types of styles, sizes,
ages, conditions and locations.
Our standard Landlords
Insurance
policies
(subject to individual circumstances) can provide for cover against:
- Fire and theft and usual risks*
- Subsidence
- Loss of rent or the costs of alternative
accommodation following an insured event
- Communal contents up to £5,000
- Property owners’ liability
- Accidental damage to glass and sanitary fixtures
and fittings
- Accidental damage to underground services
- Options to add £50,000 legal cover and full
Accidental Damage cover
where applicable
Cover is available for properties let in England,
Scotland and Wales in respect of:
* Usual risks on our
Landlords buildings and contents policies include: Fire,
lightning, explosion, earthquake, storm, flood, escape of water,
riot, civil commotion, vandals, theft or attempted theft
(excluded unless violent & forcible entry/exit occurs),
falling trees or branches, falling aerials or satellite dishes,
collision involving aircraft, vehicles or animals (excluding
pets), subsidence, ground heave and land slip. Terrorism cover
may be arranged if required - please ask for details.
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This page is for landlord insurance, buy to
let insurance, landlords home insurance, cheap landlord insurance,
clover, let property insurance,
rented property insurance. |
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