No Employers Liability Insurance is not an Option

Employers should be mindful of not being in breach of Section 1(1) of the Employers’ Liability (Compulsory Insurance) Act 1969.

This section of the act makes it a legal requirement for businesses who have employees to hold Compulsory Employers Liability Insurance.  The cover indemnifies employers against claims by employees for following bodily injury or disease at work.  It follows therefore that employees are thus protected and suitably financially compensated in the event of an insured incident.  It is also a requirement that employers make available to their staff the details of their Employers Liability insurance.

A recent prosecution highlighted that even where no specific safety failings have occurred, the Health and Safety Executive considered that a companys failure to hold statutory insurance was a serious enough matter to warrant proceedings and it was subsequently fined and ordered to pay costs.

For further information regarding this essential cover and how Clover Insurance Services can help, call us on 020 8805 1121.