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Six Key Elements of Shop Insurance Cover

When it comes to insurance, your home and shop have very different requirements. While they may share some common elements, such as building and contents insurance, retail premises also need to guard against a number of additional risks. At Clover Insurance, we provide high quality and competitive shop insurance quotes across Hertfordshire and North London. […]

I’m Working from Home – Do I Need Extra Insurance?

Last year the Office of National Statistics revealed that more than 1.5 million of us consider ourselves as ‘home workers’. This increase in working from home has been driven by advances in technology, an increased demand for a more flexible work schedule and the rise of freelance services. But will you be covered by your […]

Which Types of Insurance Does My Business Need?

Knowing what insurance to takeout and what to cover can be a difficult task – even with personal insurance. However, for businesses with many more factors and people to consider the task is much more complex. The costs of not taking out insurance or not getting adequate cover could easily soar into the tens to […]

5 Reasons to Take Out a Specialist Landlord Insurance Policy

They say “What can go wrong, will go wrong” and as a private landlord you probably know that feeling all too well. Maybe a tenant decided to leave your property just at the time you were most financially dependent on that income. Perhaps you had difficulty evicting a tenant or obtaining the rent. Or possibly […]

Fleet Insurance Hertfordshire – Four Key Advantages

At Clover Insurance we offer motor vehicle fleet insurance as part of our comprehensive range of policies for commercial customers. Here we look at the key advantages of insuring your vehicles through this type of cover – and not all the benefits are purely financial ones. It Can be Cheaper Insuring vehicles collectively can work […]

Motor Insurance for Modified Vehicles – Make Sure You’re Covered

When we choose our motor insurance, many of us don’t give much thought to how modifying our vehicle could affect our policy. However, some drivers have found out the hard way that when they come to make a claim they aren’t covered just because they have added a roof rack or new tinted windows. In […]

Why Taking Out Unoccupied Commercial Property Insurance is so Important

The changing face of the High Street has seen more and more companies go out of business – including some big names. Woolworths, BHS and, in more recent months, Mothercare and Thomas Cook have all disappeared from our town centres and out-of-town retail parks. Clover Insurance, who offer competitive polices for both commercial and personal […]

The Advantages of Using an Insurance Broker

Insurance comparison websites have grown in popularity along with internet use – after all, they seem to offer quick, convenient ways of sorting out what can be a chore. However, are they really the best option, if you are looking for personal insurance policy or a commercial one, or would it be better to contact […]

Unoccupied Commercial Property Insurance

We are pleased to announce that we now have a brand new scheme for unoccupied commercial property insurance.  This is an ideal product for vacant public houses, shops, restaurants and industrial units. For more information and to get a quote click here >>

Useful Advice for Owners of Unoccupied Properties

Weather Related Advice If the water cannot be turned off at the mains, the heating should operate continuously at a low temperature. This will help avoid burst pipes. Lag pipes wherever possible to avoid any freezing. Fencing should be secure and any remaining garden furniture stored away. Any signs of weather damage (such as missing […]