Electricians’ Liability Insurance

Although electricians are covered by a whole host of regulations, accidents can and do still happen. As recently as 2018-19, the Health and Safety Executive estimated that there were more than 250 serious injuries caused by safety-related electrical incidents.

Risks include the possibility of electric shocks due to contact with live parts and wires, fires caused by faulty equipment and many electricians have to work ‘at height’ so there is always a chance of slips and falls which could injure other people or damage property.

It is essential that anyone working in this field takes out electricians’ liability insurance. This will give customers peace of mind and provide essential protection for any of your staff or sub-contractors. It is worth considering that many local authorities refuse to allow you to tender for contracts unless you have a minimum level of liability insurance cover.

Scaffolders' Liability Insurance Quote

At Clover Insurance, our standard policy includes third party cover which protects you if any member of the public makes a claim against you after an accident, either to themselves or the property you are working on.

Our tradesman liability insurance policies can also include:

  • Employer’s liability insurance – so if you employ anyone, either as a contractor or as part of your own company, you are covered if they suffer any work-related injuries
  • You or your employees’ tools
  • Plant (including hired-in equipment)
  • Any contract works
  • A public liability excess layer
  • Any commercial legal expenses arising out of a claim

Clover Insurance can provide a free, no-obligation electricians’ liability insurance quote tailored to the needs of your business. This quote will not be available on any of the major comparison websites and is the result of many years of experience in the sector. You can also rely on us for excellent customer service and we will be happy to act for you if you ever need to make a claim.

If you are an electrician and would like to know more about our policies, just click here or call us on 020 8805 1121

Scaffolders' Liability Insurance Quote